Advanced analytical services are available for custom and industry-specific predictive model development and implementation. We translate data into descriptive or predictive models using various forms of analysis: CHAID/CART, linear and logistic regression, variance and discriminate analysis. We use newer techniques for more specific applications such as cluster detection, genetic algorithms and neural net processing. Our data modelers typically have masters or doctorate degrees in mathematics or statistics. They understand the data and the appropriate applications for specific analytical techniques.